New Delhi. The country’s largest public sector bank, State Bank of India (SBI) has taken a big step towards women empowerment. The bank has launched a syndicated social term loan facility of $500 million (approximately Rs 4,500 crore) with the aim of financially empowering women. It is believed to be the largest gender-themed loan of its kind globally.
What is the specialty of this loan from SBI?
‘Greenshoe option’ has also been included in this $500 million syndicated loan. This initiative focuses specifically on creating opportunities for women and accelerating social impact. Mitsubishi UFJ Financial Group has been appointed as the Original Mandated Lead Arranger, Underwriter, Bookrunner and Sole Social Loan Co-ordinator for this large financial transaction.
How will you get benefit from this scheme?
This financing reflects SBI’s strong commitment to environmental, social and governance principles across the globe. According to the bank, this step will help in reducing the gender gap in the society. Additionally, this initiative will also significantly contribute to the United Nations Sustainable Development Goal (SDG) 5 – ‘Achieving gender equality and empowering all women and girls’.
What did the SBI Chairman say?
On this special occasion, SBI Chairman CS Setty said that as a responsible organization, the bank is deeply committed to promoting women empowerment as the cornerstone of sustainable development. Speaking on the occasion of Women’s Day, he said, “We believe that true progress depends not only on economic growth, but also on our ability to drive positive social change, empower women and build an inclusive society for all stakeholders”.
How is the financial condition of SBI?
Such a large global initiative is also supported by the Bank’s extremely strong financial position. The key figures of SBI till December 2025 are as follows:
- The total deposit base of the bank is more than Rs 57 lakh crore.
- The CASA ratio of the bank is at a strong level of 39.13 percent.
- The total advance (loan disbursement) of the bank has been more than Rs 46.8 lakh crore.
- This step taken by SBI is a milestone in the field of sustainable finance by Indian financial institutions. This huge investment will not only drive inclusive economic growth, but also provide a concrete direction to efforts for women’s financial participation and empowerment globally.
